MTB for Business

Credit Hire

MTB is one of Northern Ireland’s leading law firms for credit hire organisations and has been at the forefront of credit hire litigation for 20 years.  Our credit hire team recognises that the success of any credit hire business is largely dependent on recovering hire charges as quickly as possible in addition to ensuring that recoveries are maximised.

We act on behalf of some of the leading credit hire providers in Northern Ireland and Britain and have been involved in many notable credit hire cases that have been determined by the courts in this jurisdiction in recent years including:

  • McAteer v Kirkpatrick (2011) NIQB 52
  • Smyth v Diamond et al (2010) NIQB 52
  • Salt v Helley (2009) NIQB 69

Insurance companies regularly mount challenges to credit hire claims with a view to avoiding, delaying or minimising payments to credit hire companies.  Our clients benefit from our proactive approach which is focused on anticipating the likely challenges and ensuring that hire charge recoveries are maximised.

While our clients’ customers are hiring vehicles, we continue to liaise closely with the credit hire provider to deliver ongoing advice in relation to any issue that may arise that may affect the recoverability of hire charges.

MTB’s record of successful credit hire related litigation in Northern Ireland is second to none and our expertise has been utilised extensively in the High Court and the  County Courts.   We offer a complete service to our credit hire clients with a view to ensuring that their businesses are not vulnerable to attack by insurers.  Our services include reviewing credit hire agreements and procedures to ensure compliance with consumer credit and consumer protection legislation.  We also advise in relation to the increasing use by insurance companies of “basic hire rate” evidence in an attempt to minimise the recovery of hire charges.

MTB for Business